Vision
The Ameritas vision plans provides the choice between two plan options based on vision network needs. Both plans help you save money. The main thing to consider when choosing a vision plan is if your provider is in network. With either VSP and EyeMed you have access to two of the largest vision networks in the nation.
Both network provides a national network of box store and independent retails and physicians. Refer to VSP Network or Eye Med Network for a listing of in-network providers.
Who is Eligible and When:
Active associates working a minimum of 30 hours per week, their spouse and dependent children are all eligible for coverage. Qualified Associates have up to 30 days to enroll in the plan after they become benefit eligible. Most benefit changes require a “qualifying life event” and must be identified within 30 days. Failure to do so will disqualify you from changing coverage until the next open enrollment.
Coverage in the vision plan is effective the first of the month following the date of hire. Coverage terminates on the last day of the month coincident or next following the date in which an associate no longer meets the criteria for eligibility.
| Type of Service | Coverage with Eye Med | Coverage with VSP |
|---|---|---|
| Exam | Once every 12 months | Once every 12 months |
| Eyeglass Frames | Once every 24 months | Once every 24 months |
| Eyeglasses & Contact Lenses | Once every 24 months | Once every 12 months |
| Deductible | $10 | $10 |
| Eye Exam | Covered in full | Covered in full |
| Lenses | $25 Copay | $25 Copay |
| Frames | $150 Allowance | $150 Allowance |
| Contacts | $150 Allowance | $150 Allowance |
| Lasik | Average 15% Discount off US Laser Network Providers | Average 15% Discount off US Laser Network Providers |
Complete information on medical benefits can be found in the Mariner Wealth Advisors, LLC Health Care Plan Summary Plan Description and SPD Supplement on the Annual Notices Page.
Frequently Asked Questions
I recently moved, how can I update my address with Ameritas?
Your address can be updated directly through Oracle (available through your OKTA SSO Dashboard). After logging in you will go to “Me” –> “Personal Information” -> “Contact Info”. From there you can update all contact information, including your address by clicking on the “Pencil” or “Add” icon in the Personal information Section. After you update your address in Oracle, it will update with all benefit providers. More information can be found in the following Training Material: Job Aid: View and Update Personal Information
I am getting married, can I add my new spouse to my Vision election?
Getting married is considered a Qualifying Life Event (QLE). You have up to 30 days after the Qualifying Life Event to make changes to your benefit elections, including canceling your coverage, or adding your new spouse to any benefits. If you want to make any additional changes, you can do so directly through Oracle. Coverage for your spouse will begin on the first of the month coinciding with or following your marriage effective date. In order to activate the work event in Oracle, we require a signed marriage license. More information can be found in the following Training Material: Job Aid: Triggering a Life Event
Do I need to designate a beneficiary?
A beneficiary does not need to be designated for vision insurance. Your dependent(s) will be assumed as a beneficiary for this benefit.
Is my Domestic Partner Eligible for Vision Insurance?
Our Vision plan does not allow enrollment for girlfriends, boyfriends, siblings, domestic partners or grandchildren (unless adopted by you).
I am leaving the plan, when does my coverage end?
Coverage will end the last calendar day of the month.
My child is turning 26, when does their coverage end?
Dependents are eligible to remain on our vision plan until the end of the month in which they turn 26. Continuation of coverage under the Mariner plan can be obtained by the 26 year old dependent through COBRA.