Cigna Medical


Who is Eligible and When:

Active associates working a minimum of 30 hours per week, their spouse and dependent children are all eligible for coverage. Qualified Associates have up to 30 days to enroll in the plan after they become benefit eligible. Most benefit changes require a “qualifying life event” and must be identified within 30 days. Failure to do so will disqualify you from changing coverage until the next open enrollment.

Coverage in the medical plan is effective the first of the month coincident or next following the date of hire. Coverage terminates on the last day of the month coincident or next following the date in which an associate no longer meets the criteria for eligibility.

We offer two competitive plan options, providing for varying individual and family needs.  The Cigna Easy Choice Tool allows you to quickly compare plan design and pricing considerations, as well as coverage of prescription medications and network status of your preferred physicians and facilities.  Click HERE for instructions.

Cigna provides a national network. Refer to for a listing of in-network providers.

PPO Plan

Plan In-Network Coverage

HSA Plan In-Network Coverage


$500 Individual
$1,500 Family
$2,700 Individual
$5,400 Family


90% 100%

Out of Pocket

$2,500 Individual
$5,000 Family
$2,700 Individual
$5,400 Family

Office Visit

Primary: $20 Copay

Specialist/Urgent Care: $35 Copay

100% up to deductible, no copay

First Stop Health – Telemedicine Consult

Free of Charge Free of Charge

Emergency Services

$250 Copay + Deductible + 10% (Copay waived if admitted) 100% up to deductible, no copay

Preventative Services

No deductible, no copay No deductible, no copay

Outpatient / Laboratory / Facility

Deductible + 10% 100% up to deductible, no copay

Prescription Drug Coverage (1 month)

$10 / $30 / $50 100% up to deductible, no copay

Mail Order Drug Coverage (3 months)

$20 / $60 / $100 100% up to deductible, no copay

Specialty Drug Coverage

50% up to $250
100% up to deductible, no copay

Complete information on medical benefits can be found in the Mariner Wealth Advisors, LLC Health Care Plan Summary Plan Description and SPD Supplement on the Annual Notices Page.